Sellers: As we negotiate your sale, I'll not only work to get the very best sales price, but I'll also campaign for limited closing costs. And once we've arrived at an agreement, I'll give a detailed list of the closing costs so you are informed of exactly where your money is going.

Buyers: When buying a house in Phoenix Metro area, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not shocked when you reach the closing appointment. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates that seem off.